body {
	margin: 0px;
	border: 0px;
	padding: 0px;
	text-align: center;
	background-color: #bcb9a0;
	height: 100%;
	font-size: 100%;
}

img {
	margin: 0px;
	border: 0px;
	padding: 0px;
}


#wrapper {
	width: 720px;
	overflow: hidden;
	margin: 48px auto 0px auto;
	padding: 0px;
	text-align: left;
	background-color: transparent;
	background-image: url(../images/shared/main_bkg.gif);
	background-repeat: repeat-y;
}

#logo {
 	width: 720px;
 	height: 130px;
 	float: left;
	margin: 0px;
	border: 0px;
	border-bottom: 10px solid #bcb9a0;
 	padding: 0px;
}

#nav_menu {
	float: left;
	margin: 0px;
	border: 0px;
	padding: 0px;
	width: 192px;
	overflow: visible;
	background-color: #000e3b;
	background-image: url(../images/shared/nav_bkg.gif);
	background-repeat: no-repeat;
	background-position: bottom right;
}

#top_image {
	width: 518px;
	height: 98px;
	float: right;
	margin: 0px;
	border: 0px;
	border-bottom: 10px solid #bcb9a0;
	padding: 0px;
	background-color: transparent;
}

#main_content {
	float: right;
	width: 518px;
	overflow: visible;
	margin: 0px;
	border: 0px;
	padding: 0px 0px 20px 0px;
	background-image: url(../images/shared/leaf.gif);
	background-position: bottom right;
	background-repeat: no-repeat;
	background-color: #a0936e;
}

#footer {
	width: 720px;
	height: auto;
	margin: 0px;
	border: 0px;
	padding: 10px 0px 10px 0px;
	float: left;
	background-color: #bcb9a0;
	text-align: right;
}

#main_copy {
	float: right;
	width: 508px;
	margin: 0px;
	border: 0px;
	padding: 0px;
	background-color: transparent;
}

#products_lifestyle {
	background-image: url(../images/products/img_lifestyle.gif);
	background-position: top 15px;
	background-repeat: no-repeat;
	padding-top: 30px;
}

#products_letsinsure_let {
	background-image: url(../images/products/img_letsinsure_let.gif);
	background-position: top 15px;
	background-repeat: no-repeat;
	padding-top: 30px;
}

#products_letsinsure_home {
	background-image: url(../images/products/img_letsinsure_home.gif);
	background-position: top 15px;
	background-repeat: no-repeat;
	padding-top: 30px;
}

/*
img#side_image {
	display: block;
	float: right;
	margin: 150px 0px 0px 0px;
	border: 0px;
	padding: 0px;
}

img.nav-logo {
	margin: 0px 0px 20px 0px;
	border: 0px;
	padding: 0px;
}
*/

p {
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 0.9em;
	font-weight: normal;
	line-height: 1.8em;
	background-color: transparent;
	color: #010f3c;
	margin: 12px 25px 20px 15px;
}

ul {
	margin: 0px 0px 15px 25px;
	border: 0px;
	padding: 0px;
	list-style: disc outside;
}

li {
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 0.9em;
	font-weight: normal;
	line-height: 1.8em;
	background-color: transparent;
	color: #010f3c;
	margin: 0px 10px 0px 20px;
}

a {
	font-weight: bold;
	color: #1B3F95;
}

h1 {
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 1em;
	font-weight: bold;
	line-height: 1.2em;
	color: #010f3c;
	margin: 15px 15px 0px 15px;
	background-color: transparent;
	padding-bottom: 16px;
}

h2 {
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 0.9em;
	font-weight: bold;
	line-height: 1.2em;
	color: #010f3c;
	margin: 0px 0px 20px 5px;
	background-color: #bcb9a0;
	padding: 5px 0px 5px 10px;
	border: 0px;
}


/* ---- Navigation ---- */

ul#nav {
	float: left;
	margin: 4px 0px 40px 0px;
	padding: 0px;
	border: 0px;
	list-style: none;
	width: 175px;
}

ul#nav li {
	clear: left;
	margin: 0px;
	border: 0px;
	padding: 4px 5px 0px 28px;
	list-style-type: none;
	background-image: url(../images/shared/nav_leaf.gif);
	background-position: 6px 10px;
	background-repeat: no-repeat;
	overflow: hidden;
}

ul#nav li a {
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 0.9em;
	font-weight: normal;
	float: left;
	text-align: left;
	margin: 0px 0px 0px 0px;
	line-height: 2em;
	padding: 5px 5px 5px 5px;
}

ul#nav li a:link {
	text-decoration: none;
	color: #FFF;
}

ul#nav li a:visited {
	text-decoration: none;
	color: #FFF;
}

ul#nav li a:hover {
	color: #856e3d;
	text-decoration: none;
	/*background-color:#856e3d;
	border-left: 3px solid #a0936e;*/
}

ul#nav li a:active {
	color: #FFF;
	text-decoration: none;
}

#nav_menu ul#nav li a.current {
	color: #FFF;
	text-decoration: underline;
}


/* ---- Subnav ---- */

ul#subnav {
	float: left;
	margin: -5px 0px 10px 0px;
	padding: 0px;
	border: 0px;
	list-style: none;
	width: 165px;
}
ul#subnav li {
	clear: left;
	float: left;
	width: 150px;
	margin: 0px;
	border: 0px;
	padding: 4px 0px 0px 12px;
	list-style-type: none;
	background: transparent url(../images/shared/indent_arrow.gif) 6px 7px no-repeat;
	overflow: hidden;
}

ul#subnav li a {
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 0.9em;
	font-weight: normal;
	float: left;
	text-align: left;
	margin: 0px 0px 0px 2px;
	line-height: 1.4em;
	padding: 5px 5px 5px 5px;
}

ul#subnav li a:link {
	text-decoration: none;
	color: #FFF;
}

ul#subnav li a:visited {
	text-decoration: none;
	color: #FFF;
}

ul#subnav li a:hover {
	color: #856e3d;
	text-decoration: none;
}

ul#subnav li a:active {
	color: #FFF;
	text-decoration: none;
}

#nav_menu ul#subnav li a.current {
	color: #FFF;
	text-decoration: underline;
}

a:link {
	color:#010f3c;
	text-decoration: underline;
}

a:visited {
	color:#010f3c;
	text-decoration: underline;
}

a:hover {
	text-decoration: none;
	color: #fff;
	background-color: transparent;
}

a:active {
	text-decoration: none;
	color: #fff;
	background-color: transparent;
}

/* ---- Footer text styles ---- */

#footer p {
	margin: 0px;
	font-family: helvetica, arial, verdana, "Lucida Grande", sans-serif;
	font-size: 0.7em;
	font-weight: normal;
	line-height: 1.8em;
}

#footer a {
	font-family: arial, helvetica, verdana, "lucida grande", sans-serif;
	font-weight: bold;
	line-height: 11px;
	color: #010f3c;
	background-color: transparent;
}

#footer a:link {
	text-decoration: underline;
}

#footer a:visited {
	text-decoration: underline;
}

#footer a:hover {
	text-decoration: none;
	background-color: transparent;
	color: #fff;
}

#footer a:active {
	text-decoration: none;
	background-color: transparent;
	color: #fff;
}

h2.home {
	margin-top: 50px;
}

p.products {
	margin-right: 150px;
	padding-bottom: 10px;
}

.asterisk {
	width: 10px;
	display: block;
	float: left;
}

.footnote {
	width: 450px;
	display: block;
	float: left;
}